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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,046 | $160,028+183.7% | $147,080+208.7% | $145,884+211.2% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 29.75% | 98.60%-68.8pp | 420.17%-390.4pp | 551.85%-522.1pp |
| Employer contribution / active EE | $13,453 | $5,286+154.5% | $4,933+172.7% | $4,662+188.5% |
| Participant deferral / active EE | $13,971 | $8,422+65.9% | $8,066+73.2% | $6,690+108.9% |
| Admin fee / account holder | $13,851 | $15,030-7.8% | $12,989+6.6% | $13,392+3.4% |