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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,046 | $160,040+183.7% | $147,096+208.7% | $145,877+211.3% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 29.75% | 98.49%-68.7pp | 419.75%-390.0pp | 551.28%-521.5pp |
| Employer contribution / active EE | $13,453 | $5,289+154.3% | $4,936+172.5% | $4,663+188.5% |
| Participant deferral / active EE | $13,971 | $8,429+65.8% | $8,071+73.1% | $6,691+108.8% |
| Admin fee / account holder | $13,851 | $15,050-8.0% | $13,005+6.5% | $13,402+3.3% |