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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,938 | $106,864-90.7% | $147,318-93.3% | $82,637-88.0% |
| Participation rate | 88.1% | 75.5%+12.6pp | 82.1%+6.0pp | 68.1%+20.0pp |
| Annual return | 24.93% | 27.49%-2.6pp | 70.43%-45.5pp | 53.51%-28.6pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $5,154 | $6,496-20.7% | $7,906-34.8% | $4,126+24.9% |
| Admin fee / account holder | $2,955 | $8,415-64.9% | $13,708-78.4% | $7,339-59.7% |