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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,265 | $154,754+33.3% | $124,206+66.1% | $138,895+48.5% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.6%-19.6pp | 79.9%-29.9pp |
| Annual return | 16.07% | 709.28%-693.2pp | 515.27%-499.2pp | 145.39%-129.3pp |
| Employer contribution / active EE | $1,097 | $4,446-75.3% | $3,540-69.0% | $4,194-73.8% |
| Participant deferral / active EE | $2,403 | $4,621-48.0% | $3,968-39.4% | $6,396-62.4% |
| Admin fee / account holder | $9,936 | $6,690+48.5% | $5,929+67.6% | $12,562-20.9% |