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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,843 | $79,184-44.6% | $102,438-57.2% | $74,546-41.2% |
| Participation rate | 71.9% | 74.8%-2.9pp | 76.5%-4.6pp | 67.2%+4.7pp |
| Annual return | 13.16% | 54.95%-41.8pp | 29.37%-16.2pp | 1366.03%-1352.9pp |
| Employer contribution / active EE | $1,789 | $2,362-24.3% | $3,024-40.8% | $2,624-31.8% |
| Participant deferral / active EE | $2,631 | $4,414-40.4% | $5,054-47.9% | $4,347-39.5% |
| Admin fee / account holder | $89 | $2,001-95.6% | $9,448-99.1% | $1,944-95.4% |