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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,843 | $79,223-44.7% | $102,460-57.2% | $74,478-41.1% |
| Participation rate | 71.9% | 74.8%-2.9pp | 76.5%-4.6pp | 67.2%+4.7pp |
| Annual return | 13.16% | 54.98%-41.8pp | 29.47%-16.3pp | 1370.56%-1357.4pp |
| Employer contribution / active EE | $1,789 | $2,363-24.3% | $3,025-40.9% | $2,626-31.9% |
| Participant deferral / active EE | $2,631 | $4,417-40.4% | $5,056-48.0% | $4,350-39.5% |
| Admin fee / account holder | $89 | $2,003-95.6% | $9,460-99.1% | $1,946-95.4% |