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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,318 | $81,457+74.7% | $103,378+37.7% | $80,911+75.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 36.44% | 25.58%+10.9pp | 24.91%+11.5pp | 35.63%+0.8pp |
| Employer contribution / active EE | $14,484 | $3,107+366.1% | $3,870+274.2% | $2,756+425.6% |
| Participant deferral / active EE | $7,048 | $3,871+82.1% | $5,058+39.4% | $4,297+64.0% |
| Admin fee / account holder | $2,593 | $6,717-61.4% | $8,401-69.1% | $6,935-62.6% |