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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,931 | $117,846-11.8% | $102,434+1.5% | $145,884-28.8% |
| Participation rate | 47.1% | 78.6%-31.6pp | 76.5%-29.4pp | 80.3%-33.2pp |
| Annual return | 17.17% | 31.90%-14.7pp | 29.46%-12.3pp | 551.85%-534.7pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,025 | $5,733-64.7% | $5,055-59.9% | $6,690-69.7% |
| Admin fee / account holder | $13,578 | $13,356+1.7% | $9,462+43.5% | $13,392+1.4% |