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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,224 | $159,978+32.0% | $147,041+43.6% | $145,978+44.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.63% | 98.36%-84.7pp | 419.21%-405.6pp | 550.52%-536.9pp |
| Employer contribution / active EE | $3,595 | $5,288-32.0% | $4,935-27.2% | $4,662-22.9% |
| Participant deferral / active EE | $6,847 | $8,429-18.8% | $8,071-15.2% | $6,690+2.4% |
| Admin fee / account holder | $8,957 | $15,053-40.5% | $13,006-31.1% | $13,400-33.2% |