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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,224 | $160,028+32.0% | $147,080+43.6% | $145,884+44.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.63% | 98.60%-85.0pp | 420.17%-406.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $3,595 | $5,286-32.0% | $4,933-27.1% | $4,662-22.9% |
| Participant deferral / active EE | $6,847 | $8,422-18.7% | $8,066-15.1% | $6,690+2.4% |
| Admin fee / account holder | $8,957 | $15,030-40.4% | $12,989-31.0% | $13,392-33.1% |