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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,981 | $183,539+70.5% | $155,556+101.2% | $145,897+114.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.42% | 61.31%-44.9pp | 64.84%-48.4pp | 552.29%-535.9pp |
| Employer contribution / active EE | $12,649 | $5,315+138.0% | $4,675+170.5% | $4,663+171.3% |
| Participant deferral / active EE | $9,352 | $6,467+44.6% | $5,631+66.1% | $6,689+39.8% |
| Admin fee / account holder | $3,146 | $19,275-83.7% | $15,885-80.2% | $13,390-76.5% |