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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,801 | $155,555-67.3% | $146,866-65.4% | $155,188-67.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 116.32% | 115.41%+0.9pp | 102.85%+13.5pp | 148.84%-32.5pp |
| Employer contribution / active EE | $1,405 | $4,647-69.8% | $4,425-68.2% | $4,248-66.9% |
| Participant deferral / active EE | $5,180 | $8,044-35.6% | $7,759-33.2% | $6,531-20.7% |
| Admin fee / account holder | $824 | $14,755-94.4% | $13,620-93.9% | $14,480-94.3% |