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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,801 | $154,228-67.1% | $145,433-65.1% | $137,256-63.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 116.32% | 74.59%+41.7pp | 66.58%+49.7pp | 220.34%-104.0pp |
| Employer contribution / active EE | $1,405 | $4,804-70.8% | $4,554-69.2% | $4,156-66.2% |
| Participant deferral / active EE | $5,180 | $8,216-37.0% | $7,897-34.4% | $6,407-19.2% |
| Admin fee / account holder | $824 | $14,344-94.3% | $13,129-93.7% | $12,270-93.3% |