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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $50,427 |
Filed as: TOWERS WATSON INVESTMENT SERVICES Service code 27 · EIN 52-1868818 | Advisory (Plan) | $26,250 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,654 | $2,703,213-99.2% | $165,100-86.9% | $200,096-89.2% |
| Participation rate | 68.4% | 78.4%-10.0pp | 78.6%-10.2pp | 72.0%-3.6pp |
| Annual return | 33.11% | 17.97%+15.1pp | 70.21%-37.1pp | 34.26%-1.2pp |
| Employer contribution / active EE | $1,063 | $2,973-64.2% | $4,348-75.5% | $3,038-65.0% |
| Participant deferral / active EE | $1,338 | $5,021-73.4% | $6,035-77.8% | $5,090-73.7% |
| Admin fee / account holder | $38 | $1,999-98.1% | $12,696-99.7% | $269-85.7% |