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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,712 | $174,379+168.2% | $152,093+207.5% | $138,895+236.7% |
| Participation rate | 95.0% | 81.6%+13.4pp | 77.8%+17.2pp | 79.9%+15.1pp |
| Annual return | 10.06% | 74.86%-64.8pp | 66.36%-56.3pp | 145.39%-135.3pp |
| Employer contribution / active EE | $4,981 | $4,652+7.1% | $4,175+19.3% | $4,194+18.8% |
| Participant deferral / active EE | $14,324 | $6,159+132.6% | $5,451+162.8% | $6,396+123.9% |
| Admin fee / account holder | $941 | $16,880-94.4% | $14,497-93.5% | $12,562-92.5% |