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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,035 | $183,539+71.1% | $155,556+101.9% | $145,897+115.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.50% | 61.31%-44.8pp | 64.84%-48.3pp | 552.29%-535.8pp |
| Employer contribution / active EE | $15,678 | $5,315+195.0% | $4,675+235.3% | $4,663+236.3% |
| Participant deferral / active EE | $11,226 | $6,467+73.6% | $5,631+99.4% | $6,689+67.8% |
| Admin fee / account holder | $67,129 | $19,275+248.3% | $15,885+322.6% | $13,390+401.3% |