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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,661 | $110,410+227.6% | $102,437+253.1% | $145,897+147.9% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 7.03% | 24.85%-17.8pp | 24.95%-17.9pp | 552.29%-545.3pp |
| Employer contribution / active EE | $3,893 | $4,217-7.7% | $3,871+0.6% | $4,663-16.5% |
| Participant deferral / active EE | $10,555 | $5,622+87.8% | $5,060+108.6% | $6,689+57.8% |
| Admin fee / account holder | $17,934 | $9,745+84.0% | $8,388+113.8% | $13,390+33.9% |