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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $74,866 |
ROTHSCHILD ASSET MANAGEMENT10+ years Filed as: ROTHSCHILD INVESTMENT CORPORATION Service code 55 311 S. WACKER DRIVE #6500 · CHICAGO, IL 60606 | Other Commissions | $30,644 |
Service code 13 304 SAUNDERS ROAD · RIVERWOODS, IL 60015 | Contract Administrator | $10,150 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,277 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,647 | $73,397+54.8% | $178,014-36.2% | $74,546+52.5% |
| Participation rate | 100.0% | 66.6%+33.4pp | 77.1%+22.9pp | 67.2%+32.8pp |
| Annual return | 14.46% | 17.49%-3.0pp | 294.80%-280.3pp | 1366.03%-1351.6pp |
| Employer contribution / active EE | $3,923 | $2,217+76.9% | $3,950-0.7% | $2,624+49.5% |
| Participant deferral / active EE | $9,084 | $4,512+101.3% | $6,276+44.7% | $4,347+109.0% |
| Admin fee / account holder | $390 | $1,809-78.5% | $10,362-96.2% | $1,944-79.9% |