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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,116 | $181,062+98.3% | $158,223+127.0% | $155,188+131.4% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 17.27% | 57.39%-40.1pp | 52.09%-34.8pp | 148.84%-131.6pp |
| Employer contribution / active EE | $8,592 | $4,565+88.2% | $4,109+109.1% | $4,248+102.3% |
| Participant deferral / active EE | $7,149 | $6,134+16.5% | $5,467+30.8% | $6,531+9.5% |
| Admin fee / account holder | $3,015 | $18,825-84.0% | $16,047-81.2% | $14,480-79.2% |