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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,116 | $174,379+105.9% | $152,093+136.1% | $138,895+158.6% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 17.27% | 74.86%-57.6pp | 66.36%-49.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $8,592 | $4,652+84.7% | $4,175+105.8% | $4,194+104.8% |
| Participant deferral / active EE | $7,149 | $6,159+16.1% | $5,451+31.1% | $6,396+11.8% |
| Admin fee / account holder | $3,015 | $16,880-82.1% | $14,497-79.2% | $12,562-76.0% |