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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,115,593 | $160,070+596.9% | $147,117+658.3% | $145,897+664.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.88% | 98.69%-92.8pp | 420.54%-414.7pp | 552.29%-546.4pp |
| Employer contribution / active EE | $19,367 | $5,285+266.5% | $4,932+292.6% | $4,663+315.4% |
| Participant deferral / active EE | $20,893 | $8,419+148.2% | $8,065+159.1% | $6,689+212.3% |
| Admin fee / account holder | $228,768 | $15,035+1421.5% | $12,993+1660.7% | $13,390+1608.4% |