Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,454 | $81,233-74.8% | $155,567-86.9% | $80,874-74.7% |
| Participation rate | 40.0% | 66.2%-26.2pp | 78.2%-38.2pp | 67.6%-27.6pp |
| Annual return | 18.83% | 33.33%-14.5pp | 64.74%-45.9pp | 35.62%-16.8pp |
| Employer contribution / active EE | $432 | $3,101-86.1% | $4,674-90.8% | $2,756-84.3% |
| Participant deferral / active EE | $1,528 | $3,452-55.7% | $5,628-72.8% | $4,297-64.4% |
| Admin fee / account holder | $1,393 | $7,998-82.6% | $15,916-91.2% | $6,935-79.9% |