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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,981 | $114,119+56.8% | $107,187+67.0% | $138,895+28.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.78% | 273.21%-256.4pp | 204.55%-187.8pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,308 | $4,059-67.8% | $3,782-65.4% | $4,194-68.8% |
| Participant deferral / active EE | $1,776 | $5,538-67.9% | $5,096-65.2% | $6,396-72.2% |
| Admin fee / account holder | $738 | $10,024-92.6% | $9,162-92.0% | $12,562-94.1% |