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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,692 | $154,228+36.6% | $145,433+44.9% | $137,256+53.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.58% | 74.59%-63.0pp | 66.58%-55.0pp | 220.34%-208.8pp |
| Employer contribution / active EE | $4,007 | $4,804-16.6% | $4,554-12.0% | $4,156-3.6% |
| Participant deferral / active EE | $10,599 | $8,216+29.0% | $7,897+34.2% | $6,407+65.4% |
| Admin fee / account holder | $102,771 | $14,344+616.5% | $13,129+682.8% | $12,270+737.6% |