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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,260 | $160,028+100.8% | $147,080+118.4% | $145,884+120.2% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 8.64% | 98.60%-90.0pp | 420.17%-411.5pp | 551.85%-543.2pp |
| Employer contribution / active EE | $3,923 | $5,286-25.8% | $4,933-20.5% | $4,662-15.9% |
| Participant deferral / active EE | $10,864 | $8,422+29.0% | $8,066+34.7% | $6,690+62.4% |
| Admin fee / account holder | $71,500 | $15,030+375.7% | $12,989+450.5% | $13,392+433.9% |