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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $568,302 | $124,425+356.7% | $112,040+407.2% | $137,256+314.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.69% | 24.72%-9.0pp | 24.52%-8.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $8,524 | $3,411+149.9% | $2,954+188.6% | $4,156+105.1% |
| Participant deferral / active EE | $12,386 | $5,718+116.6% | $5,098+143.0% | $6,407+93.3% |
| Admin fee / account holder | $4,278 | $15,207-71.9% | $12,098-64.6% | $12,270-65.1% |