Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,231 | $86,938-54.9% | $102,423-61.7% | $80,925-51.5% |
| Participation rate | 37.0% | 72.4%-35.3pp | 76.5%-39.5pp | 67.7%-30.6pp |
| Annual return | 14.56% | 18.89%-4.3pp | 29.42%-14.9pp | 35.65%-21.1pp |
| Employer contribution / active EE | $1,187 | $2,369-49.9% | $3,023-60.7% | $2,756-57.0% |
| Participant deferral / active EE | $2,770 | $4,120-32.8% | $5,054-45.2% | $4,299-35.5% |
| Admin fee / account holder | $1,658 | $8,053-79.4% | $9,455-82.5% | $6,940-76.1% |