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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,077 | $117,846+85.9% | $102,434+113.9% | $145,884+50.2% |
| Participation rate | 95.5% | 78.6%+16.8pp | 76.5%+18.9pp | 80.3%+15.2pp |
| Annual return | 12.98% | 31.90%-18.9pp | 29.46%-16.5pp | 551.85%-538.9pp |
| Employer contribution / active EE | $7,689 | $3,615+112.7% | $3,023+154.3% | $4,662+64.9% |
| Participant deferral / active EE | $8,397 | $5,733+46.5% | $5,055+66.1% | $6,690+25.5% |
| Admin fee / account holder | $13,449 | $13,356+0.7% | $9,462+42.1% | $13,392+0.4% |