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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,931 | $117,846+125.7% | $102,434+159.6% | $145,884+82.3% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 17.01% | 31.90%-14.9pp | 29.46%-12.4pp | 551.85%-534.8pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,155 | $5,733-10.1% | $5,055+2.0% | $6,690-22.9% |
| Admin fee / account holder | $14,730 | $13,356+10.3% | $9,462+55.7% | $13,392+10.0% |