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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,280 | $114,712+21.4% | $173,730-19.8% | $87,485+59.2% |
| Participation rate | 98.8% | 73.0%+25.8pp | 79.6%+19.2pp | 68.9%+29.9pp |
| Annual return | 13.45% | 20.18%-6.7pp | 19.96%-6.5pp | 26.06%-12.6pp |
| Employer contribution / active EE | $3,960 | $2,904+36.4% | $4,577-13.5% | $2,596+52.5% |
| Participant deferral / active EE | $7,353 | $4,642+58.4% | $6,326+16.2% | $4,274+72.1% |
| Admin fee / account holder | $18,442 | $10,210+80.6% | $17,523+5.2% | $7,775+137.2% |