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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,280 | $108,825+28.0% | $156,181-10.8% | $82,448+68.9% |
| Participation rate | 98.8% | 72.4%+26.4pp | 78.8%+20.0pp | 68.1%+30.7pp |
| Annual return | 13.45% | 20.59%-7.1pp | 64.87%-51.4pp | 41.64%-28.2pp |
| Employer contribution / active EE | $3,960 | $2,870+38.0% | $4,294-7.8% | $2,551+55.2% |
| Participant deferral / active EE | $7,353 | $4,577+60.6% | $6,132+19.9% | $4,139+77.6% |
| Admin fee / account holder | $18,442 | $9,341+97.4% | $14,586+26.4% | $7,234+154.9% |