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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,278 | $63,845+16.3% | $81,370-8.7% | $80,959-8.3% |
| Participation rate | 56.5% | 63.9%-7.4pp | 69.5%-13.0pp | 67.7%-11.1pp |
| Annual return | 11.13% | 16.37%-5.2pp | 24.85%-13.7pp | 35.67%-24.5pp |
| Employer contribution / active EE | $1,586 | $1,980-19.9% | $2,464-35.6% | $2,757-42.5% |
| Participant deferral / active EE | $3,827 | $3,093+23.7% | $3,885-1.5% | $4,300-11.0% |
| Admin fee / account holder | $46 | $5,688-99.2% | $5,749-99.2% | $6,925-99.3% |