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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,244 | $111,787+84.5% | $93,681+120.2% | $145,978+41.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.29% | 203.52%-193.2pp | 133.47%-123.2pp | 550.52%-540.2pp |
| Employer contribution / active EE | $217 | $3,093-93.0% | $2,422-91.1% | $4,662-95.4% |
| Participant deferral / active EE | $6,878 | $4,918+39.9% | $4,415+55.8% | $6,690+2.8% |
| Admin fee / account holder | $1,769 | $10,256-82.8% | $8,290-78.7% | $13,400-86.8% |