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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,945 | $97,125+98.7% | $86,233+123.7% | $137,256+40.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 13.70% | 74.19%-60.5pp | 61.39%-47.7pp | 220.34%-206.6pp |
| Employer contribution / active EE | $6,887 | $2,841+142.4% | $2,504+175.0% | $4,156+65.7% |
| Participant deferral / active EE | $12,081 | $5,180+133.2% | $4,559+165.0% | $6,407+88.6% |
| Admin fee / account holder | $15,112 | $9,725+55.4% | $8,342+81.2% | $12,270+23.2% |