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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,945 | $108,882+77.2% | $96,754+99.4% | $154,746+24.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 13.70% | 98.39%-84.7pp | 82.04%-68.3pp | 172.34%-158.6pp |
| Employer contribution / active EE | $6,887 | $3,018+128.2% | $2,679+157.0% | $4,379+57.3% |
| Participant deferral / active EE | $12,081 | $5,323+127.0% | $4,758+153.9% | $6,730+79.5% |
| Admin fee / account holder | $15,112 | $10,200+48.2% | $8,905+69.7% | $14,365+5.2% |