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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,550 | $58,311-78.5% | $81,882-84.7% | $80,959-84.5% |
| Participation rate | 48.3% | 63.5%-15.2pp | 72.4%-24.1pp | 67.7%-19.3pp |
| Annual return | 14.77% | 41.85%-27.1pp | 779.47%-764.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $0 | $2,347-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,717 | $3,287-47.8% | $4,323-60.3% | $4,300-60.1% |
| Admin fee / account holder | $202 | $4,752-95.7% | $7,360-97.3% | $6,925-97.1% |