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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,140 | $196,972+30.0% | $182,262+40.5% | $198,609+29.0% |
| Participation rate | 95.2% | 85.7%+9.5pp | 84.2%+11.0pp | 82.4%+12.9pp |
| Annual return | 10.46% | 158.27%-147.8pp | 140.60%-130.1pp | 202.70%-192.2pp |
| Employer contribution / active EE | $6,735 | $5,364+25.6% | $5,046+33.5% | $5,055+33.2% |
| Participant deferral / active EE | $12,590 | $8,643+45.7% | $8,276+52.1% | $6,977+80.5% |
| Admin fee / account holder | $35,306 | $18,429+91.6% | $16,712+111.3% | $19,030+85.5% |