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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,547 | $227,291+52.5% | $214,702+61.4% | $155,188+123.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 13.83% | 60.08%-46.2pp | 54.55%-40.7pp | 148.84%-135.0pp |
| Employer contribution / active EE | $590 | $6,772-91.3% | $6,461-90.9% | $4,248-86.1% |
| Participant deferral / active EE | $18,383 | $9,582+91.9% | $9,147+101.0% | $6,531+181.5% |
| Admin fee / account holder | $58,713 | $20,413+187.6% | $19,830+196.1% | $14,480+305.5% |