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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,547 | $212,386+63.2% | $199,883+73.4% | $138,895+149.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 13.83% | 47.75%-33.9pp | 43.81%-30.0pp | 145.39%-131.6pp |
| Employer contribution / active EE | $590 | $6,625-91.1% | $6,261-90.6% | $4,194-85.9% |
| Participant deferral / active EE | $18,383 | $9,617+91.2% | $9,138+101.2% | $6,396+187.4% |
| Admin fee / account holder | $58,713 | $18,233+222.0% | $17,268+240.0% | $12,562+367.4% |