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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,547 | $209,336+65.5% | $197,124+75.8% | $137,256+152.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.83% | 48.09%-34.3pp | 44.34%-30.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $590 | $6,591-91.0% | $6,227-90.5% | $4,156-85.8% |
| Participant deferral / active EE | $18,383 | $9,614+91.2% | $9,135+101.3% | $6,407+186.9% |
| Admin fee / account holder | $58,713 | $17,308+239.2% | $16,298+260.2% | $12,270+378.5% |