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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,217 | $210,698+48.2% | $178,014+75.4% | $145,959+113.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 45.54% | 386.27%-340.7pp | 294.80%-249.3pp | 561.95%-516.4pp |
| Employer contribution / active EE | $7,014 | $4,567+53.6% | $3,950+77.6% | $4,661+50.5% |
| Participant deferral / active EE | $16,125 | $6,958+131.7% | $6,276+156.9% | $6,689+141.1% |
| Admin fee / account holder | $80,366 | $12,016+568.8% | $10,362+675.6% | $13,398+499.8% |