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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,217 | $211,288+47.8% | $178,540+74.9% | $145,884+114.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 45.54% | 30.27%+15.3pp | 27.15%+18.4pp | 551.85%-506.3pp |
| Employer contribution / active EE | $7,014 | $4,574+53.3% | $3,953+77.4% | $4,662+50.4% |
| Participant deferral / active EE | $16,125 | $6,967+131.5% | $6,281+156.7% | $6,690+141.0% |
| Admin fee / account holder | $80,366 | $12,105+563.9% | $10,424+671.0% | $13,392+500.1% |