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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,303 | $111,814-80.9% | $103,374-79.4% | $145,959-85.4% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 9.57% | 24.77%-15.2pp | 24.89%-15.3pp | 561.95%-552.4pp |
| Employer contribution / active EE | $1,217 | $4,214-71.1% | $3,869-68.6% | $4,661-73.9% |
| Participant deferral / active EE | $2,172 | $5,618-61.3% | $5,058-57.1% | $6,689-67.5% |
| Admin fee / account holder | $1,336 | $9,754-86.3% | $8,394-84.1% | $13,398-90.0% |