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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $617,689 | $185,312+233.3% | $161,489+282.5% | $154,746+299.2% |
| Participation rate | 92.3% | 82.5%+9.8pp | 78.7%+13.6pp | 80.7%+11.6pp |
| Annual return | 14.58% | 103.84%-89.3pp | 89.72%-75.1pp | 172.34%-157.8pp |
| Employer contribution / active EE | $3,270 | $4,769-31.4% | $4,268-23.4% | $4,379-25.3% |
| Participant deferral / active EE | $10,422 | $6,350+64.1% | $5,630+85.1% | $6,730+54.9% |
| Admin fee / account holder | $2,315 | $18,654-87.6% | $16,006-85.5% | $14,365-83.9% |