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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,530 | $106,749-55.5% | $145,433-67.3% | $82,448-42.4% |
| Participation rate | 67.7% | 75.6%-7.9pp | 82.1%-14.4pp | 68.1%-0.3pp |
| Annual return | 18.35% | 27.59%-9.2pp | 66.58%-48.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $1,196 | $3,444-65.3% | $4,554-73.8% | $2,551-53.1% |
| Participant deferral / active EE | $3,307 | $6,519-49.3% | $7,897-58.1% | $4,139-20.1% |
| Admin fee / account holder | $3,490 | $8,390-58.4% | $13,129-73.4% | $7,234-51.8% |