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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,530 | $99,875-52.4% | $146,866-67.6% | $86,983-45.4% |
| Participation rate | 67.7% | 75.8%-8.1pp | 82.5%-14.8pp | 69.5%-1.8pp |
| Annual return | 18.35% | 28.10%-9.7pp | 102.85%-84.5pp | 25.83%-7.5pp |
| Employer contribution / active EE | $1,196 | $3,224-62.9% | $4,425-73.0% | $2,584-53.7% |
| Participant deferral / active EE | $3,307 | $6,322-47.7% | $7,759-57.4% | $4,194-21.1% |
| Admin fee / account holder | $3,490 | $7,838-55.5% | $13,620-74.4% | $7,856-55.6% |