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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,530 | $106,524-55.4% | $152,301-68.8% | $87,485-45.7% |
| Participation rate | 67.7% | 75.8%-8.0pp | 82.4%-14.7pp | 68.9%-1.2pp |
| Annual return | 18.35% | 26.89%-8.5pp | 80.50%-62.1pp | 26.06%-7.7pp |
| Employer contribution / active EE | $1,196 | $3,371-64.5% | $4,624-74.1% | $2,596-54.0% |
| Participant deferral / active EE | $3,307 | $6,525-49.3% | $8,004-58.7% | $4,274-22.6% |
| Admin fee / account holder | $3,490 | $8,287-57.9% | $14,398-75.8% | $7,775-55.1% |