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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,480 | $51,604+280.7% | $129,295+52.0% | $80,874+142.9% |
| Participation rate | 96.3% | 57.0%+39.3pp | 69.6%+26.7pp | 67.6%+28.6pp |
| Annual return | 14.20% | 20.76%-6.6pp | 9429.28%-9415.1pp | 35.62%-21.4pp |
| Employer contribution / active EE | $9,524 | $1,585+501.1% | $4,157+129.1% | $2,756+245.6% |
| Participant deferral / active EE | $9,579 | $2,670+258.7% | $4,169+129.8% | $4,297+122.9% |
| Admin fee / account holder | $6,427 | $4,310+49.1% | $7,665-16.2% | $6,935-7.3% |