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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,480 | $51,631+280.5% | $129,397+51.8% | $80,925+142.8% |
| Participation rate | 96.3% | 56.9%+39.4pp | 69.6%+26.7pp | 67.7%+28.6pp |
| Annual return | 14.20% | 20.77%-6.6pp | 9453.98%-9439.8pp | 35.65%-21.5pp |
| Employer contribution / active EE | $9,524 | $1,583+501.7% | $4,154+129.3% | $2,756+245.6% |
| Participant deferral / active EE | $9,579 | $2,670+258.8% | $4,167+129.9% | $4,299+122.8% |
| Admin fee / account holder | $6,427 | $4,309+49.2% | $7,679-16.3% | $6,940-7.4% |