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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,482 | $154,228-43.9% | $145,433-40.5% | $137,256-37.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.07% | 74.59%-58.5pp | 66.58%-50.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $4,026 | $4,804-16.2% | $4,554-11.6% | $4,156-3.1% |
| Participant deferral / active EE | $13,941 | $8,216+69.7% | $7,897+76.5% | $6,407+117.6% |
| Admin fee / account holder | $1,562 | $14,344-89.1% | $13,129-88.1% | $12,270-87.3% |