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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,428 | $72,071-24.5% | $68,368-20.4% | $137,256-60.3% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 10.87% | 353.14%-342.3pp | 292.57%-281.7pp | 220.34%-209.5pp |
| Employer contribution / active EE | $3,730 | $2,788+33.8% | $2,649+40.8% | $4,156-10.3% |
| Participant deferral / active EE | $7,908 | $4,410+79.3% | $4,123+91.8% | $6,407+23.4% |
| Admin fee / account holder | $13,395 | $5,336+151.1% | $5,150+160.1% | $12,270+9.2% |