Filed March 9, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,598 | $138,386+31.2% | $184,260-1.4% | $80,935+124.4% |
| Participation rate | 89.7% | 83.9%+5.8pp | 86.8%+2.8pp | 67.7%+22.0pp |
| Annual return | 14.55% | 20.02%-5.5pp | 28.84%-14.3pp | 35.66%-21.1pp |
| Employer contribution / active EE | $5,026 | $4,851+3.6% | $6,427-21.8% | $2,757+82.3% |
| Participant deferral / active EE | $8,220 | $7,076+16.2% | $9,133-10.0% | $4,299+91.2% |
| Admin fee / account holder | $892 | $10,489-91.5% | $13,898-93.6% | $6,924-87.1% |