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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,171 | $184,014+83.8% | $161,149+109.9% | $138,895+143.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 10.28% | 21.52%-11.2pp | 21.16%-10.9pp | 145.39%-135.1pp |
| Employer contribution / active EE | $7,297 | $5,055+44.3% | $4,360+67.4% | $4,194+74.0% |
| Participant deferral / active EE | $9,592 | $6,909+38.8% | $6,153+55.9% | $6,396+50.0% |
| Admin fee / account holder | $9,971 | $18,027-44.7% | $15,194-34.4% | $12,562-20.6% |