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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,230 | $185,312-69.1% | $161,489-64.6% | $154,746-63.0% |
| Participation rate | 70.6% | 82.5%-11.9pp | 78.7%-8.1pp | 80.7%-10.1pp |
| Annual return | 20.23% | 103.84%-83.6pp | 89.72%-69.5pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,844 | $4,769-61.3% | $4,268-56.8% | $4,379-57.9% |
| Participant deferral / active EE | $6,051 | $6,350-4.7% | $5,630+7.5% | $6,730-10.1% |
| Admin fee / account holder | $2,079 | $18,654-88.9% | $16,006-87.0% | $14,365-85.5% |