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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,807 | $183,516-78.3% | $155,534-74.4% | $145,884-72.7% |
| Participation rate | 84.6% | 82.7%+1.9pp | 78.2%+6.4pp | 80.3%+4.3pp |
| Annual return | 14.26% | 61.43%-47.2pp | 64.92%-50.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,319 | $5,315-56.4% | $4,675-50.4% | $4,662-50.3% |
| Participant deferral / active EE | $7,651 | $6,467+18.3% | $5,630+35.9% | $6,690+14.4% |
| Admin fee / account holder | $1,434 | $19,293-92.6% | $15,900-91.0% | $13,392-89.3% |