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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,022 | $124,980+55.2% | $108,359+79.1% | $154,746+25.4% |
| Participation rate | 62.5% | 75.2%-12.7pp | 70.1%-7.6pp | 80.7%-18.2pp |
| Annual return | 15.50% | 45.00%-29.5pp | 36.89%-21.4pp | 172.34%-156.8pp |
| Employer contribution / active EE | $711 | $2,851-75.1% | $2,399-70.4% | $4,379-83.8% |
| Participant deferral / active EE | $2,906 | $4,743-38.7% | $4,137-29.8% | $6,730-56.8% |
| Admin fee / account holder | $5,535 | $11,502-51.9% | $9,741-43.2% | $14,365-61.5% |