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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,265 | $178,174-62.8% | $156,181-57.6% | $137,256-51.7% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.8%+12.8pp | 80.0%+11.7pp |
| Annual return | 9.81% | 84.19%-74.4pp | 64.87%-55.1pp | 220.34%-210.5pp |
| Employer contribution / active EE | $2,093 | $4,972-57.9% | $4,294-51.3% | $4,156-49.6% |
| Participant deferral / active EE | $3,603 | $6,888-47.7% | $6,132-41.2% | $6,407-43.8% |
| Admin fee / account holder | $6,907 | $17,404-60.3% | $14,586-52.6% | $12,270-43.7% |