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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,683 | $97,648-70.6% | $121,663-76.4% | $87,485-67.2% |
| Participation rate | 88.1% | 70.5%+17.6pp | 74.5%+13.6pp | 68.9%+19.1pp |
| Annual return | 36.44% | 18.03%+18.4pp | 147.54%-111.1pp | 26.06%+10.4pp |
| Employer contribution / active EE | $2,369 | $2,300+3.0% | $3,020-21.6% | $2,596-8.8% |
| Participant deferral / active EE | $4,836 | $3,923+23.3% | $4,887-1.0% | $4,274+13.2% |
| Admin fee / account holder | $1,135 | $11,100-89.8% | $14,289-92.1% | $7,775-85.4% |