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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,683 | $94,031-69.5% | $115,768-75.2% | $82,448-65.2% |
| Participation rate | 88.1% | 70.4%+17.6pp | 74.4%+13.7pp | 68.1%+20.0pp |
| Annual return | 36.44% | 20.61%+15.8pp | 100.46%-64.0pp | 41.64%-5.2pp |
| Employer contribution / active EE | $2,369 | $2,323+2.0% | $2,940-19.4% | $2,551-7.1% |
| Participant deferral / active EE | $4,836 | $3,972+21.8% | $4,917-1.6% | $4,139+16.8% |
| Admin fee / account holder | $1,135 | $10,249-88.9% | $12,439-90.9% | $7,234-84.3% |