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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,199 | $139,948+7.3% | $121,663+23.5% | $154,746-2.9% |
| Participation rate | 90.9% | 78.0%+12.9pp | 74.5%+16.4pp | 80.7%+10.2pp |
| Annual return | 18.64% | 230.52%-211.9pp | 147.54%-128.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $2,327 | $3,521-33.9% | $3,020-23.0% | $4,379-46.9% |
| Participant deferral / active EE | $3,423 | $5,629-39.2% | $4,887-30.0% | $6,730-49.1% |
| Admin fee / account holder | $2,779 | $17,321-84.0% | $14,289-80.6% | $14,365-80.7% |