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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,199 | $132,634+13.2% | $115,768+29.7% | $137,256+9.4% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.4%+16.5pp | 80.0%+10.9pp |
| Annual return | 18.64% | 160.70%-142.1pp | 100.46%-81.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $2,327 | $3,360-30.7% | $2,940-20.9% | $4,156-44.0% |
| Participant deferral / active EE | $3,423 | $5,619-39.1% | $4,917-30.4% | $6,407-46.6% |
| Admin fee / account holder | $2,779 | $15,028-81.5% | $12,439-77.7% | $12,270-77.4% |