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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,199 | $142,354+5.5% | $125,529+19.7% | $155,188-3.2% |
| Participation rate | 90.9% | 78.1%+12.8pp | 74.7%+16.2pp | 80.8%+10.1pp |
| Annual return | 18.64% | 306.06%-287.4pp | 202.56%-183.9pp | 148.84%-130.2pp |
| Employer contribution / active EE | $2,327 | $3,501-33.6% | $3,058-23.9% | $4,248-45.2% |
| Participant deferral / active EE | $3,423 | $5,491-37.7% | $4,813-28.9% | $6,531-47.6% |
| Admin fee / account holder | $2,779 | $19,392-85.7% | $16,298-82.9% | $14,480-80.8% |