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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,553 | $172,111+104.8% | $150,298+134.6% | $137,256+156.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.73% | 69.37%-56.6pp | 62.79%-50.1pp | 220.34%-207.6pp |
| Employer contribution / active EE | $8,261 | $4,636+78.2% | $4,154+98.9% | $4,156+98.8% |
| Participant deferral / active EE | $11,538 | $6,166+87.1% | $5,453+111.6% | $6,407+80.1% |
| Admin fee / account holder | $4,347 | $16,471-73.6% | $14,116-69.2% | $12,270-64.6% |