Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,030 | $51,638-39.9% | $129,406-76.0% | $80,959-61.7% |
| Participation rate | 39.3% | 56.9%-17.6pp | 69.6%-30.4pp | 67.7%-28.4pp |
| Annual return | 10.47% | 20.78%-10.3pp | 9468.18%-9457.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $671 | $1,584-57.6% | $4,155-83.9% | $2,757-75.7% |
| Participant deferral / active EE | $3,474 | $2,670+30.1% | $4,167-16.6% | $4,300-19.2% |
| Admin fee / account holder | $1,841 | $4,313-57.3% | $7,689-76.1% | $6,925-73.4% |