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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,140 | $201,264+7.9% | $184,185+17.9% | $145,978+48.7% |
| Participation rate | 47.4% | 87.5%-40.1pp | 86.8%-39.5pp | 80.3%-32.9pp |
| Annual return | 24.35% | 29.00%-4.7pp | 28.81%-4.5pp | 550.52%-526.2pp |
| Employer contribution / active EE | $1,847 | $7,021-73.7% | $6,426-71.3% | $4,662-60.4% |
| Participant deferral / active EE | $6,407 | $9,806-34.7% | $9,132-29.8% | $6,690-4.2% |
| Admin fee / account holder | $2,310 | $16,376-85.9% | $13,909-83.4% | $13,400-82.8% |