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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,140 | $201,372+7.8% | $184,260+17.8% | $145,884+48.8% |
| Participation rate | 47.4% | 87.5%-40.1pp | 86.8%-39.5pp | 80.3%-32.9pp |
| Annual return | 24.35% | 29.04%-4.7pp | 28.84%-4.5pp | 551.85%-527.5pp |
| Employer contribution / active EE | $1,847 | $7,024-73.7% | $6,427-71.3% | $4,662-60.4% |
| Participant deferral / active EE | $6,407 | $9,808-34.7% | $9,133-29.9% | $6,690-4.2% |
| Admin fee / account holder | $2,310 | $16,362-85.9% | $13,898-83.4% | $13,392-82.8% |