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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,584 | $51,638-67.9% | $68,368-75.7% | $82,448-79.9% |
| Participation rate | 13.3% | 63.6%-50.3pp | 73.8%-60.4pp | 68.1%-54.7pp |
| Annual return | 20.79% | 37.53%-16.7pp | 292.57%-271.8pp | 41.64%-20.9pp |
| Employer contribution / active EE | $373 | $2,047-81.8% | $2,649-85.9% | $2,551-85.4% |
| Participant deferral / active EE | $815 | $2,914-72.0% | $4,123-80.2% | $4,139-80.3% |
| Admin fee / account holder | $399 | $4,643-91.4% | $5,150-92.2% | $7,234-94.5% |