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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,584 | $61,125-72.9% | $94,057-82.4% | $87,485-81.0% |
| Participation rate | 13.3% | 64.1%-50.7pp | 73.3%-60.0pp | 68.9%-55.6pp |
| Annual return | 20.79% | 35.20%-14.4pp | 480.62%-459.8pp | 26.06%-5.3pp |
| Employer contribution / active EE | $373 | $2,136-82.6% | $2,933-87.3% | $2,596-85.6% |
| Participant deferral / active EE | $815 | $3,260-75.0% | $4,709-82.7% | $4,274-80.9% |
| Admin fee / account holder | $399 | $5,629-92.9% | $7,244-94.5% | $7,775-94.9% |