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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,080 | $154,228+204.8% | $145,433+223.2% | $137,256+242.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.09% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $4,955 | $4,804+3.1% | $4,554+8.8% | $4,156+19.2% |
| Participant deferral / active EE | $9,704 | $8,216+18.1% | $7,897+22.9% | $6,407+51.5% |
| Admin fee / account holder | $10,481 | $14,344-26.9% | $13,129-20.2% | $12,270-14.6% |