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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,899 | $154,228+86.0% | $145,433+97.3% | $137,256+109.0% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 19.91% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.4pp |
| Employer contribution / active EE | $17,594 | $4,804+266.2% | $4,554+286.3% | $4,156+323.3% |
| Participant deferral / active EE | $12,416 | $8,216+51.1% | $7,897+57.2% | $6,407+93.8% |
| Admin fee / account holder | $5,995 | $14,344-58.2% | $13,129-54.3% | $12,270-51.1% |